Salary & Tax
Calculate HRA tax exemption, monthly in-hand salary from CTC, gratuity, EPF corpus, and statutory TDS with current financial year rates.
HRA Exemption Calculator
Calculate tax-free House Rent Allowance under Section 10(13A) for metro and non-metro cities
In-Hand Salary Calculator
Calculate net monthly take-home salary from annual CTC after EPF, taxes, and deductions
Gratuity Calculator
Calculate statutory gratuity payout under the Payment of Gratuity Act, 1972
EPF Calculator
Project your Employees Provident Fund retirement corpus and monthly interest compounding
TDS Calculator
Determine Tax Deducted at Source for FD interest, rent, contractor, and professional fees
Home Loan Prepayment Calculator
Calculate interest savings and tenure reduction from part-prepayments on home loans
Salary & Tax FAQs
Common questions, calculation formulas, and usage rules for Salary & Tax.
HRA tax exemption is the lowest of: 1) Actual HRA received, 2) 50% of Basic Salary for metro cities (Delhi, Mumbai, Kolkata, Chennai) or 40% for non-metro, or 3) Actual rent paid minus 10% of Basic Salary.
Cost to Company (CTC) includes gross salary plus statutory employer benefits like Employer EPF (12%), Gratuity accrual (4.81%), and insurance. In-hand take-home salary is gross earnings minus Employee EPF (12%), Professional Tax, and Income Tax (TDS).